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April 03, 2008


Tory Burch Shoes

good blogs!


Banks are one of the largest small business lenders but their approach to lending varies. Commercial Banks decisions are based on your strength as a borrower (a good credit score, personal financial statements, experience and collateral) the banks goals for the period and their lending philosophy. Banks may be looking to expand their small business loan consumer base; others may focus on larger loans or a specific industry.

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The business plan is more than a plan—it is a tool that helps you evaluate your business concept, your product or service, and discusses how to implement your ideas. A business plan is also a tool to obtain investors, lenders, and strategic partners. You can find many resources and opinions on the Internet as well as your local bookstore on how to build an effective business plan.

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I would agree with Cody, let it fall, then that brings the whole market down, and who knows things could have been on a faster track to recovery... rather than patch just let the pain go through, so that we can really fix the problems.. btw tax dollars were stolen.


Since the banks who got the money are telling ones promising systemic decline, I'm gonna be a bit skeptical. They stole your taxdollars and you don't even realize it.

Kenny Landgraf

Speaking from the Bull Bear bar, you showed your ignorance regarding systemic risk to our global banking system by allowing Bear Stearns to go down. Speaking 4/3 on why not let Bear Stearns (commenting on Senate hearings) fail showed why serious investors will continue to watch CNBC and not FBN. To let Bear Stearns fail would have created a domino effect on the U.S. Banks as well as Asian and European Banks. Like saying it was okay to allow the breaking of the levee systems around New Orleans or the along the Mississippi River is okay.


Victor Niederhoffer saying to buy during bad news: "The above post by Mr. Altucher concerning the ever-promotional activities of Mr. ruff and the other doomsdayers like Prechter who can always be counted on to make a contribution of trillions to the market after a down year thereby encouraging the market neutrals and short sellers at just the wrong time, thereby paying the cost of the market infrastructure, and replacing the vast costs of keeping it going. one is reminded of Phillip Carrett and Alan Greenspan in his bathtub. Their favorite indicator of when to buy stocks being the blast furnace usages at iron mills. a regression at the introduction to Carrett's book (my own) shows that the worse the blast furnace usage, the greater the expected gain of the market thereby confirming Altucher's post-iron age analysis with the kinds of stats that wrongfully lead "Doc" Greenspan and all the value followers to always be out of synch with the coming market." http://www.dailyspeculations.com/Letter/bearcorner.htm

Or there are the stats about how the stock market does not underperform during recessions (and presumably outperforms at the tail end of one): "With the economy heading south during recessions, the conventional wisdom is that stock prices drop as well. Stocks usually drop before a recession, something that may be happening now. However, the market tends to look ahead and starts to respond favorably to the expected end of a recession long before it occurs. Influential economist Donald Luskin of Trend Macrolytics recently ran the numbers and found that stocks have produced an average return of 12.1 percent in post-World War II recessions. This is only slightly below the average return outside recessions." http://www.washingtonpost.com/wp-dyn/content/article/2008/01/18/AR2008011802872.html?hpid=opinionsbox1

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About Me


  • Cody Willard is the general manager of CL Willard Capital. Find him at TheStreet.com, the Financial Times, on TV, or even playing that rock n' roll.

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